How to Check Ecobank Account Balance Online, USSD, Phone & Code

There’s no doubt that digital tech has simplified several tasks that previously required both time and effort. 

For instance, you might decide not to go to the Banking Hall to do financial transactions because, why do that when you can check your accounts online by registering for online or internet Banking?

Alternatively, you can simply download the particular bank app and securely check and manage your accounts from your smartphone or tablet.

Other transactions such as transferring money, checking your account balance, depositing money, and other things can be done with the press of a button.

In this guide, apart from learning how you can check the Ecobank account balance in over 5 ways, we will go ahead to discuss the code to check the Ecobank account balance and how to check the Ecobank account balance on the phone.

Requirements to Check Ecobank Account Balance 

To enable Checking your balance and how to check your Ecobank account balance on a mobile phone or USSD, these are requirements. 

  • Your bank account must be active and not dormant. 
  • You must link your BVN to your Ecobank Account. 
  • You must use an active mobile phone number because to receive and send SMS and make phone calls, the mobile number must be active.
  • You must register for Ecobank mobile money 
  • Your ATM or debit card should also be linked to your bank account in case you want to check your balance with a POS or ATM. 
  • For smart device users, use a smartphone to access Internet Banking and app transactions using an active internet connection.

Read also – how to register, link, and check Ecobank BVN details.

How to set up Ecobank Account transactions

To get started checking your account balance, dial the code *326# from the phone number linked to your Ecobank account and follow the instructions on the screen to do that.

How to Check Ecobank Account Balance in 7 Ways 

  • Using Mobile Phone/USSD
  • Mobile App
  • Online or Internet banking
  • ATM
  • POS
  • SMS
  • Customer support

How to Check Ecobank Account Balance Online

This method is also known as checking your bank account balance using internet banking. 

  • To access your account balance, go to their official website at com/personal-banking on your phone, select the country, and log in. 
  • Select ‘login’ and enter both your username and password. 

On your account dashboard, you will see your Ecobank money balance.

Note: if it is your first visit, you must first register by clicking on the “Register for Internet Banking” user’ tab.

How to Register for Ecobank Internet Banking 

code to check ecobank account balance

Enter some details about your account to proceed. 

  • Select Account Type
  • Country
  • Card Number
  • Expiry Date
  • CVV Number
  • When done, click on “I agree to Terms and Conditions”.
  • Submit the form. A one-time password (OTP) will be generated.
  • Enter the username (new) and password after entering the OTP that was delivered to your registered mobile number. The account is now set up.

From here on, go back and log in and check your money balance.

How to Check Ecobank Account Balance on Phone/USSD 

To check your Ecobank account balance, dial the USSD code *326*0# using the mobile phone line linked with your account number. Next, enter your mobile money PIN or the last 4 digits on your ATM to confirm your request, and you’ll receive a prompt displaying your account balance. 

How to Check Ecobank Account Balance with Mobile App

how to check ecobank account balance online

Another easy way to check your money balance is by using its mobile app. But to make use of it, you must first enroll for Ecobank Mobile by downloading the app and proceeding to enroll.

To check your Ecobank balance with a mobile app, launch the app, and enter your login details, on your top margin dashboard, you will see your account balance displayed. 

How to Check Ecobank Account Balance on ATM 

ATMs are a safe and modern way to make your banking easier. With over 2,460 Ecobank ATMs across 36 countries and counting, you can simply walk into anyone close to you and confirm your account balance. 

To check your Ecobank Balance ATM, first, insert your card into the machine and enter your PIN (Personal Identification Number) given to you by Ecobank, next select check account balance, and your balance will be shown on the ATM screen.

To find any Ecobank nearest ATM, PayPoint or branch, use their locator at  

How to Check your Ecobank Account Balance with POS

Ecobank’s Cashless Payment (POS) terminals make bank transactions easier for everyone. Ecobank has over 13,800 Cashless Payment (POS) machines at stores and vendors near you, and with your card, you can easily find out your account balance. 

To check your Ecobank Balance POS, locate a POS agent near you, request to check your account balance and insert your card, enter your card pin, and your balance will be shown on the POS machine screen.

How to Check Ecobank Account Balance through Customer Care

You can easily check your bank balance by using any favorable routes to contact customer care. Through phone calls, you can reach them on 

+234 12701323; (0)700 500 0000. 

Through email, you can send an email to And lastly, you can reach them on Facebook, Twitter, and Instagram to request your account balance and it will be checked for you. 

What is the Code to Check Ecobank Account Balance?

The short code to check the Ecobank account balance is *326# (star three two six Hash). To check your cash balance, simply dial the USSD code and follow the prompts. 

Having seen the major ways to check your account cash balance, let’s check out other details you need to know about Ecobank’s operations. 

How much does it cost to check your account balance on Ecobank?

Checking your account balance as an Ecobank customer using the USSD code method attracts a service fee of ₦20 only.

The alternative ways to avoid this extra fee is to use other easy methods like internet banking, customer service, POS, ATM, or mobile app to check your account balance. 

Benefits of Checking Ecobank’s Account Balance on Phone, Mobile app, and Internet Banking 

Here are several advantages of checking your balance digitally. 

  • There are no limitations as you can do it from almost anywhere in the country.
  • You save time by not having to visit your bank branch to confirm your bank balances.
  • Checking your bank account regularly keeps you informed of any possible mistakes or frauds.
  • It helps you determine if Ecobank is ripping you off through outrageous charges or if they’re considerate. 

How Can I Check My EcoBank Balance Without Going To The Bank?

  • You can check your bank balance from the comfort of your home in the following ways –
  • Using Internet banking
  • Calling the bank’s customer service number
  • Through the bank’s mobile banking app
  • Via POS
  • Through the bank’s ATM 
  • Through ecobank’s mobile app.

Do you need an internet connection to check Ecobank’s balance using USSD?

No, you do not. However, kindly make sure that your location has a feasible signal on your mobile device before you dial the USSD code. 

How Much Will I Have To Pay To Check My Balance?

You can easily check your bank balance online and the process is completely free of cost. However, if you’re using USSD, you will be charged ₦20 per transaction. 

What is the pin to check the ecobank account balance?

The pin to use is the one you generated when you changed your default ATM pin at the bank to yours. 

How to Check Ecobank Account Balance through SMS 

There is no notable way to check your balance via SMS unless you need to send an SMS to your account officer and ask him to check your balance for you – this, we do not recommend. 

How to Check ecobank Account Balance on Mobile Phone 

To check your account balance, first of all, make sure the phone is enrolled for mobile money to enable this type of transaction. When done, dial *326#, select check account balance, follow the prompts, and check your money left. 

What’s the Code to Check Ecobank Account Balance on the Phone?

To set up the Ecobank ussd code and transact seamlessly, the code is *326#.

Is Internet Ecobank’s Banking Safe? Will My Account Get Hacked?

Internet banking is completely safe. Ecobank uses state-of-the-art security measures to curb fraudulent activities. However, as a customer, you must ensure that you use a secure internet connection while logging in and that you do not share your ID or password with anyone.

Also, make sure the website you access is the official Ecobank website with a secure URL – HTTPS.

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